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<section class="entry-content eightcol first clearfix"><section class="entry-content eightcol first clearfix">Vantage West helps our Members and communities thrive by offering personal and business financial services. We strive to provide our Members with the personalized service, knowledge and honesty they deserve in a financial partner. And while we're proud to be among the largest credit unions in Arizona, our community impact continues to be our proudest achievement: local decision-making, local investment. <a href="/help/who-can-join/">Find out how to become a Member today</a>.</section><section></section><section></section><section></section><section></section><section class="entry-content eightcol first clearfix"></section></section> </div>
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<h5 class="f-white f-light"><strong>Not a member?</strong> Open Your Account today!</h5>
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<p class="f-white p-small">Membership is open to anyone who lives, works, worships, attends school or volunteers in (as well as all businesses located in) these geographic areas…</p>
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<p>We have seen a recent increase in fraudulent activity targeting our Members through text messages, email, and phone calls. To keep your accounts safe, never click on unsolicited links or respond to suspicious texts, emails or calls. As a reminder, we will NEVER call and ask you for a one-time passcode that you received via text, email or phone call, your full card number PIN, and CVV number. For more information, visit our Security Center.</p>
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<p>APY=Annual Percentage Yield accurate as of January 1, 2024. Rates are variable and subject to change. Certain restrictions may apply. Federally insured by NCUA.</p>
<p>30-day rate adjustment offer only valid on 10-month and 15-month promotional certificates opened on or after September 26, 2023. Eligible Members must contact Vantage West within 30 days of opening their original certificates to request rate adjustment. Rate adjustment will take effect on the requested date and will not be retroactive. Term of certificate will restart on the day of the newly opened certificate. Any dividends earned on the previous certificate will be forfeited. No penalties or fees will be applied upon adjustment. Eligible certificates may only be adjusted once.</p>
<p>Business Accounts and IRA CDs are not eligible for Relationship Rates. Eligibility requirements are: 1. Have a qualifying open Vantage West consumer checking account, 2. Have a total monthly direct deposit of at least $750/month to accounts under the same Membership account 3. Keep an aggregate loan and/or deposit balance of at least $10,000 in the same Membership account. Relationship Rates, conditions, and benefits are subject to change without notice. Rates for new/renewing/converting CDs will be based upon the account’s Relationship eligibility as of the prior night.</p>
<p>APY=Annual Percentage Yield. Promotional Rates valid as of January 1, 2024 on 18 month Traditional and Roth IRA CDs only. Certificates (CDs) earn dividends. Minimum opening deposited of $500. Early withdrawal penalties may apply. Early withdrawals, fees, and other conditions could reduce the earnings on the account. Consult your tax advisor about IRA eligibility, contributions, qualifications, and early withdrawal penalties. Upon maturity, certificates will roll over for the same term at the prevailing rate. Promotion subject to change without notice. Subject to approval. Certain restrictions may apply. Credit union membership required. Federally insured by NCUA.</p>
<p>All products and services subject to approval. Certain restrictions may apply. Subject to change without notice. Federally insured by NCUA.</p>
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<p data-pm-slice="1 1 []">In accordance with federal laws and U.S. Department of the Treasury policy, this organization is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. For further information please visit <a class="f-yellow" href="https://home.treasury.gov/system/files/306/Equal-Opportunity-for-All-How-to-file-a-complaint-of-discrimination-poster-final-MZ.pdf">this link.</a></p>
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