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</a><div class="navi-bar_item hasDropdown" data-text="Cards"><a class="" href="/credit-cards"><span class="text"><span class="prefix">Credit </span>Cards</span></a><div class="navi-bar_dropdown"><a class="navi-bar_item " href="/credit-cards"><span class="text">Shop Credit Cards</span></a><a class="navi-bar_item " href="/credit-cards/balance-transfer"><span class="text">Balance Transfer Cards</span></a><a class="navi-bar_item " href="/credit-cards/rewards-cards"><span class="text">Reward Cards</span></a><a class="navi-bar_item " href="/credit-cards/travel"><span class="text">Travel Cards</span></a><a class="navi-bar_item " href="/credit-cards/cash-back-cards"><span class="text">Cash Back Cards</span></a><a class="navi-bar_item " href="/credit-cards/zero-percent-interest"><span class="text">0% APR Cards</span></a><a class="navi-bar_item " href="/credit-cards/business-credit-cards"><span class="text">Business Cards</span></a><a class="navi-bar_item " href="/credit-cards/bad-credit"><span class="text">Cards for Bad Credit</span></a><a class="navi-bar_item " href="/credit-cards/fair-credit"><span class="text">Cards for Fair Credit</span></a><a class="navi-bar_item " href="/credit-cards/secured-credit-cards"><span class="text">Secured Cards</span></a><a class="navi-bar_item " href="/credit-cards/search-cc"><span class="text">Search Credit Cards</span></a></div></div><div class="navi-bar_item hasDropdown" data-text="Loans"><a class="" href="/shop/personal-loans"><span class="text">Loans</span></a><div class="navi-bar_dropdown"><a class="navi-bar_item " href="/shop/personal-loans"><span class="text">Personal Loans</span></a><a class="navi-bar_item " href="/home-loans/mortgage-rates"><span class="text">Home Loans</span></a><a class="navi-bar_item " href="/shop/autos/index/type/newpurchase"><span class="text">Auto Loans</span></a></div></div><div class="navi-bar_item hasDropdown" data-text="Auto"><a class="" href="/shop/autos/index/type/newpurchase"><span class="text">Auto</span></a><div class="navi-bar_dropdown"><a class="navi-bar_item " href="/shop/autos/index/type/refinance"><span class="text">Refinance My Loan</span></a><a class="navi-bar_item " href="/shop/autos/index/type/newpurchase"><span class="text">Get a New Loan</span></a><a class="navi-bar_item " href="/shop/auto-insurance"><span class="text">Auto Insurance</span></a></div></div><div class="navi-bar_item hasDropdown" data-text="Home"><a class="" href="/home-loans/mortgage-rates"><span class="text">Home</span></a><div class="navi-bar_dropdown"><a class="navi-bar_item " href="/home-loans/mortgage-rates"><span class="text">Buy a Home</span></a><a class="navi-bar_item " href="/home-loans/refinance-rates"><span class="text">Refinance My Loan</span></a><a class="navi-bar_item " href="/home-loans/insurance"><span class="text">Home Insurance</span></a><a class="navi-bar_item " href="/home-loans/center/partner/real-estate-agent"><span class="text">Real Estate Agents</span></a></div></div><div class="navi-bar_item hasDropdown" data-text="Resources"><a class="" href="#!"><span class="text">Resources</span></a><div class="navi-bar_dropdown"><a class="navi-bar_item " href="/id-monitoring"><span class="text">Identity Monitoring</span></a><a class="navi-bar_item " href="/unclaimed-money"><span class="text">Unclaimed Money</span></a><a class="navi-bar_item " href="/reviews"><span class="text">Reviews</span></a><a class="navi-bar_item " href="/search/i"><span class="text">Articles</span></a><a class="navi-bar_item " href="/tools"><span class="text">Tools</span></a><a class="navi-bar_item " href="/advice/i/credit-karma-app"><span class="text">Mobile App</span></a><a class="navi-bar_item " href="https://blog.creditkarma.com"><span class="text">Blog</span></a><a class="navi-bar_item " href="/faq/howitworks"><span class="text">How it works</span></a></div></div><div class="navi-bar_item" data-text="Tax"><a class="" href="/tax"><span class="text">Tax</span></a></div><div class="navi-bar_item" data-text="Savings"><a class="" href="/savings"><span class="text">Savings</span></a></div></div><div class="navi-bar_right"><div class="navi-bar_item pinned" data-text="How it works"><a class="" href="/faq/howitworks"><span class="text">How it works</span></a></div><div class="navi-bar_item" data-text="Help center"><a class="" href="https://www.creditkarma.com/events/redirect/external?eventcode=HelpCenterClick&eventinformation=bb7ba1fa-5453-49d2-9baf-13bd3858ec64&ovmtc=GlobalNaviMenu&s=__ck_bs&returnurl=https%3A%2F%2Fhelp.creditkarma.com%2Fhc%2Fen-us%3FtraceId%3Dbb7ba1fa-5453-49d2-9baf-13bd3858ec64"><span class="text">Help center</span></a></div><div class="navi-bar_item pinned" data-text="Log in"><a class="" href="/auth/logon"><span class="text">Log in</span></a></div><div class="navi-bar_item pinned" data-text="Sign up"><a class="" href="/signup"><span class="text">Sign up<span class="suffix"> for free</span></span></a></div><label class="navi-hamburger" for="navi-open"><i></i><span class="navi-badge">1</span></label></div></div><div class="navi-drawer"><div class="navi-drawer_menu"><div><div class="navi-drawer_item"><input type="checkbox" id="navi-Cards" style="display:none;pointer-events:none"/><label class="navi-drawer_item-link hasCollapser" href="/credit-cards" for="navi-Cards" data-has-collapser="true"><span class="text"><span class="prefix">Credit </span>Cards</span></label><div class="navi-drawer_item-collapsible" style="max-height:638px"><div class="navi-drawer_item"><a class="" href="/credit-cards" data-parent-slug="navi-Cards"><span class="text">Shop Credit Cards</span></a></div><div class="navi-drawer_item"><a class="" href="/credit-cards/balance-transfer" data-parent-slug="navi-Cards"><span class="text">Balance Transfer Cards</span></a></div><div class="navi-drawer_item"><a class="" href="/credit-cards/rewards-cards" data-parent-slug="navi-Cards"><span class="text">Reward Cards</span></a></div><div class="navi-drawer_item"><a class="" href="/credit-cards/travel" data-parent-slug="navi-Cards"><span class="text">Travel Cards</span></a></div><div class="navi-drawer_item"><a class="" href="/credit-cards/cash-back-cards" data-parent-slug="navi-Cards"><span class="text">Cash Back Cards</span></a></div><div class="navi-drawer_item"><a class="" href="/credit-cards/zero-percent-interest" data-parent-slug="navi-Cards"><span class="text">0% APR Cards</span></a></div><div class="navi-drawer_item"><a class="" href="/credit-cards/business-credit-cards" data-parent-slug="navi-Cards"><span class="text">Business Cards</span></a></div><div class="navi-drawer_item"><a class="" href="/credit-cards/bad-credit" data-parent-slug="navi-Cards"><span class="text">Cards for Bad Credit</span></a></div><div class="navi-drawer_item"><a class="" href="/credit-cards/fair-credit" data-parent-slug="navi-Cards"><span class="text">Cards for Fair Credit</span></a></div><div class="navi-drawer_item"><a class="" href="/credit-cards/secured-credit-cards" data-parent-slug="navi-Cards"><span class="text">Secured Cards</span></a></div><div class="navi-drawer_item"><a class="" href="/credit-cards/search-cc" data-parent-slug="navi-Cards"><span class="text">Search Credit Cards</span></a></div></div></div><div class="navi-drawer_item"><input type="checkbox" id="navi-Loans" style="display:none;pointer-events:none"/><label class="navi-drawer_item-link hasCollapser" href="/shop/personal-loans" for="navi-Loans" data-has-collapser="true"><span class="text">Loans</span></label><div class="navi-drawer_item-collapsible" style="max-height:174px"><div class="navi-drawer_item"><a class="" href="/shop/personal-loans" data-parent-slug="navi-Loans"><span class="text">Personal Loans</span></a></div><div class="navi-drawer_item"><a class="" href="/home-loans/mortgage-rates" data-parent-slug="navi-Loans"><span class="text">Home Loans</span></a></div><div class="navi-drawer_item"><a class="" href="/shop/autos/index/type/newpurchase" data-parent-slug="navi-Loans"><span class="text">Auto Loans</span></a></div></div></div><div class="navi-drawer_item"><input type="checkbox" id="navi-Auto" style="display:none;pointer-events:none"/><label class="navi-drawer_item-link hasCollapser" href="/shop/autos/index/type/newpurchase" for="navi-Auto" data-has-collapser="true"><span class="text">Auto</span></label><div class="navi-drawer_item-collapsible" style="max-height:174px"><div class="navi-drawer_item"><a class="" href="/shop/autos/index/type/refinance" data-parent-slug="navi-Auto"><span class="text">Refinance My Loan</span></a></div><div class="navi-drawer_item"><a class="" href="/shop/autos/index/type/newpurchase" data-parent-slug="navi-Auto"><span class="text">Get a New Loan</span></a></div><div class="navi-drawer_item"><a class="" href="/shop/auto-insurance" data-parent-slug="navi-Auto"><span class="text">Auto Insurance</span></a></div></div></div><div class="navi-drawer_item"><input type="checkbox" id="navi-Home" style="display:none;pointer-events:none"/><label class="navi-drawer_item-link hasCollapser" href="/home-loans/mortgage-rates" for="navi-Home" data-has-collapser="true"><span class="text">Home</span></label><div class="navi-drawer_item-collapsible" style="max-height:232px"><div class="navi-drawer_item"><a class="" href="/home-loans/mortgage-rates" data-parent-slug="navi-Home"><span class="text">Buy a Home</span></a></div><div class="navi-drawer_item"><a class="" href="/home-loans/refinance-rates" data-parent-slug="navi-Home"><span class="text">Refinance My Loan</span></a></div><div class="navi-drawer_item"><a class="" href="/home-loans/insurance" data-parent-slug="navi-Home"><span class="text">Home Insurance</span></a></div><div class="navi-drawer_item"><a class="" href="/home-loans/center/partner/real-estate-agent" data-parent-slug="navi-Home"><span class="text">Real Estate 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