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investors
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<a class="dropdown-item" href="#">Andreessen Horowitz</a>
<a class="dropdown-item" href="#">Balderton Capital</a>
<a class="dropdown-item" href="#">Sequoia Capital</a>
<a class="dropdown-item" href="#">Founders Fund</a>
<a class="dropdown-item" href="#">Index Ventures</a>
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<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/upgrade_logo.png" class="card-img-top mx-auto" style="max-width: 150px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2016</span></div>
<div class="col-6 text-center"><span>Funding: $142M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark"><p><span class="span_border"><a href="https://www.upgrade.com" target="_blank">Upgrade, Inc.</a></span> is an online lending platform that combines access to affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.</p></div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto mt-sm-1 mt-md-0" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/checkout.com_logo.png" class="card-img-top mx-auto" style="max-width: 250px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2012</span></div>
<div class="col-6 text-center"><span>Funding: $230M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark">
<p><span class="span_border"><a href="https://www.checkout.com" target="_blank">Checkout.com</a></span> is a provider of online payment solutions. Checkout.com solutions are built on proprietary technology and handle every part of the payment process, providing transparency across the entire payment value chain.</p>
</div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0 my-auto"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto my-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto mt-sm-1 mt-md-2 mt-lg-0" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/revolut_logo.png" class="card-img-top mx-auto" style="max-width: 225px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2015</span></div>
<div class="col-6 text-center"><span>Funding: $340M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark">
<p><span class="span_border"><a href="https://www.revolut.com" target="_blank">Revolut</a></span> is a provider of banking services including a pre-paid debit card (MasterCard or VISA), cryptocurrency exchange, currency exchange, and peer-to-peer payments. Currently, Revolut is the fastest growing bank in Europe.</p>
</div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0 my-auto"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto my-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto mt-sm-1 mt-md-2 mt-lg-3" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/checkout.com_logo.png" class="card-img-top mx-auto" style="max-width: 250px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2012</span></div>
<div class="col-6 text-center"><span>Funding: $230M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark">
<p><span class="span_border"><a href="https://www.checkout.com" target="_blank">Checkout.com</a></span> is a provider of online payment solutions. Checkout.com solutions are built on proprietary technology and handle every part of the payment process, providing transparency across the entire payment value chain.</p>
</div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0 my-auto"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto my-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto mt-sm-1 mt-md-2 mt-lg-3" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/revolut_logo.png" class="card-img-top mx-auto" style="max-width: 225px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2015</span></div>
<div class="col-6 text-center"><span>Funding: $340M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark">
<p><span class="span_border"><a href="https://www.revolut.com" target="_blank">Revolut</a></span> is a provider of banking services including a pre-paid debit card (MasterCard or VISA), cryptocurrency exchange, currency exchange, and peer-to-peer payments. Currently, Revolut is the fastest growing bank in Europe.</p>
</div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0 my-auto"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto my-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto mt-sm-1 mt-md-2 mt-lg-3" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/upgrade_logo.png" class="card-img-top mx-auto" style="max-width: 150px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2016</span></div>
<div class="col-6 text-center"><span>Funding: $142M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark"><p><span class="span_border"><a href="https://www.upgrade.com" target="_blank">Upgrade, Inc.</a></span> is an online lending platform that combines access to affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.</p></div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0 my-auto"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto my-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto mt-sm-1 mt-md-2 mt-lg-3" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/revolut_logo.png" class="card-img-top mx-auto" style="max-width: 225px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2015</span></div>
<div class="col-6 text-center"><span>Funding: $340M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark">
<p><span class="span_border"><a href="https://www.revolut.com" target="_blank">Revolut</a></span> is a provider of banking services including a pre-paid debit card (MasterCard or VISA), cryptocurrency exchange, currency exchange, and peer-to-peer payments. Currently, Revolut is the fastest growing bank in Europe.</p>
</div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0 my-auto"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto my-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto mt-sm-1 mt-md-2 mt-lg-3" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/upgrade_logo.png" class="card-img-top mx-auto" style="max-width: 150px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2016</span></div>
<div class="col-6 text-center"><span>Funding: $142M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark"><p><span class="span_border"><a href="https://www.upgrade.com" target="_blank">Upgrade, Inc.</a></span> is an online lending platform that combines access to affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.</p></div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0 my-auto"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto my-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto mt-sm-1 mt-md-2 mt-lg-3" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/checkout.com_logo.png" class="card-img-top mx-auto" style="max-width: 250px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2012</span></div>
<div class="col-6 text-center"><span>Funding: $230M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark">
<p><span class="span_border"><a href="https://www.checkout.com" target="_blank">Checkout.com</a></span> is a provider of online payment solutions. Checkout.com solutions are built on proprietary technology and handle every part of the payment process, providing transparency across the entire payment value chain.</p>
</div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0 my-auto"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto my-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<!-- Modals of 1st startup -->
<div class="modal fade modalUpgrade" tabindex="-1" role="dialog" aria-labelledby="modalUpgradeLabel" aria-hidden="true">
<div class="modal-dialog modal-lg">
<div class="modal-content">
<div class="modal-header">
<h5 class="modal-title" id="exampleModalCenterTitle">Upgrade, Inc.</h5>
<div class="ml-auto">
<span class="text-muted my-auto" style="font-size: 10pt;">Last updated on June 2nd, 2019</span>
<button type="button" class="close" data-dismiss="modal" aria-label="Close">
<span aria-hidden="true">×</span>
</button>
</div>
</div>
<div class="modal-body" style="line-height: 1.7rem; font-size: 0.9rem;">
<div class="container-fluid">
<div class="row">
<div class="col-md-12 col-lg-4 d-flex align-items-center">
<img src="images/upgrade_logo.png" class="card-img-top mx-auto" style="max-width: 200px;">
</div>
<div class="col-lg-8 mt-2 mt-lg-0">
<p>
<b>Description:</b> Consumer lending platform<br>
<b>Location:</b> San Francisco, California, USA<br>
<b>Funds raised:</b> $142M<br>
<b>Markets:</b> <span class="badge badge-primary">FinTech</span> <span class="badge badge-primary">Consumer Loans</span> <span class="badge badge-primary">Personal Finance</span><br>
<b>Website:</b> <a href="https://www.upgrade.com/" target="_blank">https://www.upgrade.com/</a><br>
<b>Executive team:</b> <span><a href="https://www.linkedin.com/in/renaudlaplanche/">Renaud Laplanche</a> (Co-founder & CEO)</span>, <span><a href="https://www.linkedin.com/in/jbogan5/">Jeff Bogan</a> (Co-founder & CFO)</span>, <span><a href="https://www.linkedin.com/in/visar-nimani-88a6641/">Visar Nimani</a> (Co-founder & CTO)</span>
</p>
</div>
</div>
<div class="container-fluid px-0">
<!-- modal navigation -->
<nav class="container-fluid px-0 mt-2" style="font-size: 15px !important;">
<div class="nav nav-tabs justify-content-around" id="nav-tab" role="tablist">
<a class="nav-item nav-link active" id="nav-overview-tab" data-toggle="tab" href="#nav-overview" role="tab" aria-controls="nav-overview" aria-selected="true">Overview</a>
<a class="nav-item nav-link" id="nav-product-tab" data-toggle="tab" href="#nav-product" role="tab" aria-controls="nav-product" aria-selected="false">Product(s)</a>
<a class="nav-item nav-link" id="nav-team-tab" data-toggle="tab" href="#nav-team" role="tab" aria-controls="nav-team" aria-selected="false">Team</a>
<a class="nav-item nav-link" id="nav-market-tab" data-toggle="tab" href="#nav-market" role="tab" aria-controls="nav-market" aria-selected="false">Market</a>
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<p><b>Upgrade, Inc.</b> is an online consumer lending platform that provides access to credit products. The Company's main products are personal loans and personal credit lines. Upgrade also offers its customers tools for credit monitoring and financial education. The Company's business model revolves around acquiring customers and facilitating credit. All financial products obtained through the platform are originated by WebBank, a partner of Upgrade, given that the Company doesn't hold a banking license and, consequently, cannot issue the loans directly to its customers. Upgrade was founded in 2016 by Renaud Laplanche, Jeff Bogan, and Visar Nimani.</p>
<p>
As of October 2018, Upgrade had issued more than $1 billion in loans and counted with over 100.000 customers. The average loan size was around $10.000, with an average APR in the mid-teens. The Company had 300 employees at the time.
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<p><b>Upgrade</b> has <span class="span_border">two main products</span>: personal loans and personal credit lines. The Company also offers tools for credit monitoring and financial education.</p>
<p>The <span class="span_border">personal loans</span> are unsecured instalment loans with amounts ranging from $1,000 to $50,000. This product charges rates 7.99% to 35.89% (APR), which includes an origination fee ranging from 1.5% to 6%. Regarding the repayment period, the loans have terms of 36 or 60 months. The personal loans product is for customers looking to refinance credit cards, consolidate debt, make house improvements, or a major purchase. The loans don't have prepayment fees.</p>
<p>The <span class="span_border">personal credit line</span> charges similar rates of 6.49% to 35.89% (APR) with line amounts ranging from $500 to $50,000. The rate, line amount, and default term depend on maintaining a qualifying credit score, a customer's credit usage history, requested amount, among other facts. Personal credit lines are not charged origination fees.</p>
<p>In both products, the lowest rates require Autopay (automatically drawing the monthly payment from the customer's bank account). The rates can change if the customer makes a late payment or subsequent charges and fees are put on the loan.</p>
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<div class="px-2 pt-4 container">
<p style="font-size: 15px; line-height: 1.8rem;">We found <span class="span_border1">6 members</span> of the management team of Upgrade:</p>
</div>
<div class="row container mx-auto px-4 py-2 text-justify mb-3" style="font-size: 15px; line-height: 1.8rem;">
<div class="mb-0"><span><b><a href="https://www.linkedin.com/in/renaudlaplanche/" target="_blank">Renaud Laplanche</a></b></span> <span class="pl-1" style="color: #666;">Co-Founder & CEO</span></div>
<div class="pt-2"><span>Renaud became a Co-Founder & CEO of Upgrade in August 2016. Previously, he was the Co-Founder & CEO of Lending Club, a P2P lending platform, for almost 10 years. In January 2000, Renaud was the Co-Founder & CEO of MatchPoint, which was acquired by Oracle in June 2005. He then spent 1 year working in product management for search technology at Oracle. Before entering the entrepreneurial path, Renaud worked at Cleary Gottlieb Steen & Hamilton as an associate from January 1995 to October 1999. Renaud Laplanche has a Master in Business Administration from HEC Paris and London Business School. Previously, he studied business and law and received a post-graduate degree in Tax and Corporate Law from Université de Montpellier.</span>
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<hr class="mx-3">
<div class="row container mx-auto px-4 py-2 text-justify my-3" style="font-size: 15px; line-height: 1.8rem;">
<div class="mb-0"><span><b><a href="https://www.linkedin.com/in/jbogan5/" target="_blank">Jeff Bogan</a></b> <span class="pl-1" style="color: #666;">Co-Founder & CFO</span></div>
<div class="pt-2"><span>Renaud became a Co-Founder & CEO of Upgrade in August 2016. Previously, he was the Co-Founder & CEO of Lending Club, a P2P lending platform, for almost 10 years. In January 2000, Renaud was the Co-Founder & CEO of MatchPoint, which was acquired by Oracle in June 2005. He then spent 1 year working in product management for search technology at Oracle. Before entering the entrepreneurial path, Renaud worked at Cleary Gottlieb Steen & Hamilton as an associate from January 1995 to October 1999. Renaud Laplanche has a Master in Business Administration from HEC Paris and London Business School. Previously, he studied business and law and received a post-graduate degree in Tax and Corporate Law from Université de Montpellier.</span>
</div>
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<hr class="mx-3">
<div class="row container mx-auto px-4 py-2 text-justify my-3" style="font-size: 15px; line-height: 1.8rem;">
<p class="mb-0"><span><b><a href="https://www.linkedin.com/in/visar-nimani-88a6641/" target="_blank">Visar Nimani</a></b> <span class="pl-1" style="color: #666;">Co-Founder & CTO</span><br>
<span>Helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing, and protecting give our more than half a million members fast access to tools to get their money right.</span>
</p>
</div>
<hr class="mx-3">
<div class="row container mx-auto px-4 py-2 text-justify my-3" style="font-size: 15px; line-height: 1.8rem;">
<p class="mb-0"><span><b><a href="https://www.linkedin.com/in/adelina-g-42baa223/" target="_blank">Adelina G.</a></b> <span class="pl-1" style="color: #666;">Co-Founder & Head of Investor Group</span><br>
<span>Helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing, and protecting give our more than half a million members fast access to tools to get their money right.</span>
</p>
</div>
<hr class="mx-3">
<div class="row container mx-auto px-4 py-2 text-justify my-3" style="font-size: 15px; line-height: 1.8rem;">
<p class="mb-0"><span><b><a href="https://www.linkedin.com/in/leanidmokin/" target="_blank">Leanid Mokin</a></b> <span class="pl-1" style="color: #666;">VP of Technology Operations</span><br>
<span>Helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing, and protecting give our more than half a million members fast access to tools to get their money right.</span>
</p>
</div>
<hr class="mx-3">
<div class="row container mx-auto px-4 py-2 text-justify my-3" style="font-size: 15px; line-height: 1.8rem;">
<p class="mb-0"><span><b><a href="https://www.linkedin.com/in/cliffgoldstein/" target="_blank">Cliff Goldstein</a></b> <span class="pl-1" style="color: #666;">Director of Partnerships</span><br>
<span>Helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing, and protecting give our more than half a million members fast access to tools to get their money right.</span>
</p>
</div>
</div>
<div class="tab-pane fade" id="nav-market" role="tabpanel" aria-labelledby="nav-market-tab">
<div class="row container px-2 py-4 mx-auto text-justify" style="font-size: 15px; line-height: 1.8rem;">
<p><b>Upgrade, Inc.</b> is an online consumer lending platform that provides access to credit products. The Company's main products are personal loans and personal credit lines. Upgrade also offers its customers tools for credit monitoring and financial education. The Company's business model revolves around acquiring customers and facilitating credit. All financial products obtained through the platform are originated by WebBank, a partner of Upgrade, given that the Company doesn't hold a banking license and, consequently, cannot issue the loans directly to its customers. Upgrade was founded in 2016 by Renaud Laplanche, Jeff Bogan, and Visar Nimani.</p>
<p><b>Upgrade, Inc.</b> is an online consumer lending platform that provides access to credit products. The Company's main products are personal loans and personal credit lines. Upgrade also offers its customers tools for credit monitoring and financial education. The Company's business model revolves around acquiring customers and facilitating credit. All financial products obtained through the platform are originated by WebBank, a partner of Upgrade, given that the Company doesn't hold a banking license and, consequently, cannot issue the loans directly to its customers. Upgrade was founded in 2016 by Renaud Laplanche, Jeff Bogan, and Visar Nimani.</p>
<p><b>Upgrade, Inc.</b> is an online consumer lending platform that provides access to credit products. The Company's main products are personal loans and personal credit lines. Upgrade also offers its customers tools for credit monitoring and financial education. The Company's business model revolves around acquiring customers and facilitating credit. All financial products obtained through the platform are originated by WebBank, a partner of Upgrade, given that the Company doesn't hold a banking license and, consequently, cannot issue the loans directly to its customers. Upgrade was founded in 2016 by Renaud Laplanche, Jeff Bogan, and Visar Nimani.</p>
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<div class="px-0 pt-4 container">
<p style="font-size: 16px; line-height: 1.8rem;">We found <span class="span_border1">5 competitors</span> of Upgrade:</p>
</div>
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2">
<div class="row">
<div class="col-4">
<b>SoFi</b>
</div>
<div class="col-8 text-right">
<span class="badge badge-primary">FinTech</span> <span class="badge badge-primary">Consumer Loans</span> <span class="badge badge-primary">Personal Finance</span>
</div>
</div>
</div>
<div class="border-bottom px-3 py-2">Upgrade, Inc. is an online lending platform that combines access to affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.</div>
<div class="px-3 row py-1">
<div class="col-lg-6"><span><b>Location: </b></span><span>San Francisco, California, USA</span></div>
<div class="col-lg-4"><span><b>Founded: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-2 text-lg-center"><a href="https://www.sofi.com/" target="_blank">Website</a></div>
</div>
</div>
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2">
<div class="row">
<div class="col-4">
<b>UpStart</b>
</div>
<div class="col-8 text-right">
<span class="badge badge-primary">FinTech</span> <span class="badge badge-primary">Consumer Loans</span> <span class="badge badge-primary">Personal Finance</span>
</div>
</div>
</div>
<div class="border-bottom px-3 py-2">Upgrade, Inc. is an online lending platform that combines access to affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.</div>
<div class="px-3 row py-1">
<div class="col-lg-6"><span><b>Location: </b></span><span>San Francisco, California, USA</span></div>
<div class="col-lg-4"><span><b>Founded: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-2 text-lg-center"><a href="https://www.sofi.com/" target="_blank">Website</a></div>
</div>
</div>
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2">
<div class="row">
<div class="col-4">
<b>MoneyLion</b>
</div>
<div class="col-8 text-right">
<span class="badge badge-primary">FinTech</span> <span class="badge badge-primary">Consumer Loans</span> <span class="badge badge-primary">Personal Finance</span>
</div>
</div>
</div>
<div class="border-bottom px-3 py-2">Upgrade, Inc. is an online lending platform that combines access to affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.</div>
<div class="px-3 row py-1">
<div class="col-lg-6"><span><b>Location: </b></span><span>San Francisco, California, USA</span></div>
<div class="col-lg-4"><span><b>Founded: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-2 text-lg-center"><a href="https://www.sofi.com/" target="_blank">Website</a></div>
</div>
</div>
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2">
<div class="row">
<div class="col-4">
<b>UpStart</b>
</div>
<div class="col-8 text-right">
<span class="badge badge-primary">FinTech</span> <span class="badge badge-primary">Consumer Loans</span> <span class="badge badge-primary">Personal Finance</span>
</div>
</div>
</div>
<div class="border-bottom px-3 py-2">Upgrade, Inc. is an online lending platform that combines access to affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.</div>
<div class="px-3 row py-1">
<div class="col-lg-6"><span><b>Location: </b></span><span>San Francisco, California, USA</span></div>
<div class="col-lg-4"><span><b>Founded: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-2 text-lg-center"><a href="https://www.sofi.com/" target="_blank">Website</a></div>
</div>
</div>
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2">
<div class="row">
<div class="col-4">
<b>SoFi</b>
</div>
<div class="col-8 text-right">
<span class="badge badge-primary">FinTech</span> <span class="badge badge-primary">Consumer Loans</span> <span class="badge badge-primary">Personal Finance</span>
</div>
</div>
</div>
<div class="border-bottom px-3 py-2">Upgrade, Inc. is an online lending platform that combines access to affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.</div>
<div class="px-3 row py-1">
<div class="col-lg-6"><span><b>Location: </b></span><span>San Francisco, California, USA</span></div>
<div class="col-lg-4"><span><b>Founded: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-2 text-lg-center"><a href="https://www.sofi.com/" target="_blank">Website</a></div>
</div>
</div>
</div>
<div class="tab-pane fade" id="nav-funding" role="tabpanel" aria-labelledby="nav-funding-tab">...</div>
<div class="tab-pane fade pb-4" id="nav-sources" role="tabpanel" aria-labelledby="nav-sources-tab">
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2"><span><b>Title: </b></span><span>Upgrade, the newest lending startup of Lending Club founder Renaud Laplanche, has raised $62 million in Series C funding</span></div>
<div class="px-3 row py-1">
<div class="col-lg-5"><span><b>Source: </b></span><span><i>TechCrunch</i></span></div>
<div class="col-lg-4"><span><b>Date: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-3 text-lg-right"><a href="https://techcrunch.com/2018/08/23/upgrade-the-newest-lending-startup-of-lending-club-founder-renaud-laplanche-has-raised-62-million-in-series-c-funding/">Go to the source</a></div>
</div>
</div>
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2"><span><b>Title: </b></span><span>Upgrade, the newest lending startup of Lending Club founder Renaud Laplanche, has raised $62 million in Series C funding</span></div>
<div class="px-3 row py-1">
<div class="col-lg-5"><span><b>Source: </b></span><span><i>TechCrunch</i></span></div>
<div class="col-lg-4"><span><b>Date: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-3 text-lg-right"><a href="https://techcrunch.com/2018/08/23/upgrade-the-newest-lending-startup-of-lending-club-founder-renaud-laplanche-has-raised-62-million-in-series-c-funding/">Go to the source</a></div>
</div>
</div>
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2"><span><b>Title: </b></span><span>Upgrade, the newest lending startup of Lending Club founder Renaud Laplanche, has raised $62 million in Series C funding</span></div>
<div class="px-3 row py-1">
<div class="col-lg-5"><span><b>Source: </b></span><span><i>TechCrunch</i></span></div>
<div class="col-lg-4"><span><b>Date: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-3 text-lg-right"><a href="https://techcrunch.com/2018/08/23/upgrade-the-newest-lending-startup-of-lending-club-founder-renaud-laplanche-has-raised-62-million-in-series-c-funding/">Go to the source</a></div>
</div>
</div>
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2"><span><b>Title: </b></span><span>Upgrade, the newest lending startup of Lending Club founder Renaud Laplanche, has raised $62 million in Series C funding</span></div>
<div class="px-3 row py-1">
<div class="col-lg-5"><span><b>Source: </b></span><span><i>TechCrunch</i></span></div>
<div class="col-lg-4"><span><b>Date: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-3 text-lg-right"><a href="https://techcrunch.com/2018/08/23/upgrade-the-newest-lending-startup-of-lending-club-founder-renaud-laplanche-has-raised-62-million-in-series-c-funding/">Go to the source</a></div>
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