scient
2 months ago in Plain Text
<!doctype html>
<html lang="en">
<head>
<!-- Required meta tags -->
<meta charset="utf-8">
<meta name="viewport" content="width=device-width, initial-scale=1, shrink-to-fit=no">

<!-- Bootstrap CSS -->
<link rel="stylesheet" href="https://stackpath.bootstrapcdn.com/bootstrap/4.3.1/css/bootstrap.min.css" integrity="sha384-ggOyR0iXCbMQv3Xipma34MD+dH/1fQ784/j6cY/iJTQUOhcWr7x9JvoRxT2MZw1T" crossorigin="anonymous">

<!-- CSS Stylesheet -->
<link rel="stylesheet" href="style.css">

<!-- Google Material Icons | Fonts -->
<link href="https://fonts.googleapis.com/icon?family=Material+Icons" rel="stylesheet">
<link href="https://fonts.googleapis.com/css?family=Muli:200,300,400,600,700" rel="stylesheet">
<link href="https://fonts.googleapis.com/css?family=Open+Sans:300,400,400i,600,700" rel="stylesheet">
<link href="open-iconic/font/css/open-iconic-bootstrap.css" rel="stylesheet">

<!-- Favicon -->
<link rel="shortcut icon" href="open-iconic/png/infinity-8x.png">

<!-- Title -->
<title>Scient</title>

</head>
<body>

<!-- Navigation -->
<nav class="navbar navbar-expand-md navbar-light bg-white py-1" style="border-bottom: 2px solid rgba(0,0,0,0.05) !important;">
<div class="container">

<a class="navbar-brand pr-lg-5" href="startups.html"><span style="font-size: 24px;">Scient</span></a>
<button class="navbar-toggler" type="button" data-toggle="collapse" data-target="#navbarCollapse" aria-controls="navbarCollapse" aria-expanded="false" aria-label="Toggle navigation">
<span class="navbar-toggler-icon"></span>
</button>

<div class="collapse navbar-collapse" id="navbarCollapse">
<ul class="navbar-nav mr-auto mt-lg-0">
<li class="nav-item">
<a class="nav-item nav-link" href="#" style="color: #555 !important;">dashboard</a>
</li>
<li class="nav-item pl-lg-4">
<a class="nav-item nav-link active" href="startups.html" style="color: #555 !important;">startups</a>
</li>
<li class="nav-item pl-lg-4">
<a class="nav-item nav-link active" href="#" style="color: #555 !important;">people</a>
</li>
</ul>
<form class="form-inline my-2 my-lg-0">
<input class="form-control form-control-sm mr-sm-2" type="search" placeholder="Search" aria-label="Search">
<button class="btn btn-sm btn-outline-secondary my-2 my-sm-0" type="submit">Search</button>
</form>
</div>

</div>
</nav>

<!-- Startups Filters-->
<div class="container d-flex col-sm-9 col-md-9 col-lg-10 col-xl-10 px-0 py-1 justify-content-start rounded mx-auto mb-4 bg-white text-center mt-3" style="border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="dropdown mx-md-2 mx-auto">
<a class="btn btn-info dropdown-toggle" href="#" role="button" id="countryDropdownMenu" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false">
country
</a>
<div class="dropdown-menu" style="font-size: 0.9rem;" aria-labelledby="countryDropdownMenu">
<a class="dropdown-item" href="#">Portugal</a>
</div>
</div>
<div class="dropdown mx-md-2 mx-auto">
<a class="btn btn-info dropdown-toggle" href="#" role="button" id="countryDropdownMenu" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false">
market
</a>
<div class="dropdown-menu" style="font-size: 0.9rem;" aria-labelledby="countryDropdownMenu">
<a class="dropdown-item" href="#">FinTech</a>
</div>
</div>
<div class="dropdown mx-md-2 mx-auto">
<a class="btn btn-info dropdown-toggle" href="#" role="button" id="countryDropdownMenu" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false">
stage
</a>
<div class="dropdown-menu" style="font-size: 0.9rem;" aria-labelledby="countryDropdownMenu">
<a class="dropdown-item" href="#">Seed</a>
<a class="dropdown-item" href="#">Series A</a>
<a class="dropdown-item" href="#">Series B</a>
<a class="dropdown-item" href="#">Series C</a>
<a class="dropdown-item" href="#">Late stage</a>
</div>
</div>
<div class="dropdown mx-md-2 mx-auto">
<a class="btn btn-info dropdown-toggle" href="#" role="button" id="countryDropdownMenu" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false">
investors
</a>
<div class="dropdown-menu" style="font-size: 0.9rem;" aria-labelledby="countryDropdownMenu">
<a class="dropdown-item" href="#">Andreessen Horowitz</a>
<a class="dropdown-item" href="#">Balderton Capital</a>
<a class="dropdown-item" href="#">Sequoia Capital</a>
<a class="dropdown-item" href="#">Founders Fund</a>
<a class="dropdown-item" href="#">Index Ventures</a>
</div>
</div>
</div>

<!-- Startups 1st row -->
<div class="col-10 mx-auto mt-3">
<div class="container px-0">
<div class="row" style="font-size: 0.9rem;">
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/upgrade_logo.png" class="card-img-top mx-auto" style="max-width: 150px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2016</span></div>
<div class="col-6 text-center"><span>Funding: $142M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark"><p><span class="span_border"><a href="https://www.upgrade.com" target="_blank">Upgrade, Inc.</a></span> is an online lending platform that combines access to affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.</p></div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto mt-sm-1 mt-md-0" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/checkout.com_logo.png" class="card-img-top mx-auto" style="max-width: 250px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2012</span></div>
<div class="col-6 text-center"><span>Funding: $230M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark">
<p><span class="span_border"><a href="https://www.checkout.com" target="_blank">Checkout.com</a></span> is a provider of online payment solutions. Checkout.com solutions are built on proprietary technology and handle every part of the payment process, providing transparency across the entire payment value chain.</p>
</div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0 my-auto"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto my-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto mt-sm-1 mt-md-2 mt-lg-0" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/revolut_logo.png" class="card-img-top mx-auto" style="max-width: 225px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2015</span></div>
<div class="col-6 text-center"><span>Funding: $340M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark">
<p><span class="span_border"><a href="https://www.revolut.com" target="_blank">Revolut</a></span> is a provider of banking services including a pre-paid debit card (MasterCard or VISA), cryptocurrency exchange, currency exchange, and peer-to-peer payments. Currently, Revolut is the fastest growing bank in Europe.</p>
</div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0 my-auto"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto my-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto mt-sm-1 mt-md-2 mt-lg-3" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/checkout.com_logo.png" class="card-img-top mx-auto" style="max-width: 250px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2012</span></div>
<div class="col-6 text-center"><span>Funding: $230M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark">
<p><span class="span_border"><a href="https://www.checkout.com" target="_blank">Checkout.com</a></span> is a provider of online payment solutions. Checkout.com solutions are built on proprietary technology and handle every part of the payment process, providing transparency across the entire payment value chain.</p>
</div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0 my-auto"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto my-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto mt-sm-1 mt-md-2 mt-lg-3" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/revolut_logo.png" class="card-img-top mx-auto" style="max-width: 225px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2015</span></div>
<div class="col-6 text-center"><span>Funding: $340M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark">
<p><span class="span_border"><a href="https://www.revolut.com" target="_blank">Revolut</a></span> is a provider of banking services including a pre-paid debit card (MasterCard or VISA), cryptocurrency exchange, currency exchange, and peer-to-peer payments. Currently, Revolut is the fastest growing bank in Europe.</p>
</div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0 my-auto"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto my-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto mt-sm-1 mt-md-2 mt-lg-3" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/upgrade_logo.png" class="card-img-top mx-auto" style="max-width: 150px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2016</span></div>
<div class="col-6 text-center"><span>Funding: $142M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark"><p><span class="span_border"><a href="https://www.upgrade.com" target="_blank">Upgrade, Inc.</a></span> is an online lending platform that combines access to affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.</p></div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0 my-auto"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto my-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto mt-sm-1 mt-md-2 mt-lg-3" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/revolut_logo.png" class="card-img-top mx-auto" style="max-width: 225px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2015</span></div>
<div class="col-6 text-center"><span>Funding: $340M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark">
<p><span class="span_border"><a href="https://www.revolut.com" target="_blank">Revolut</a></span> is a provider of banking services including a pre-paid debit card (MasterCard or VISA), cryptocurrency exchange, currency exchange, and peer-to-peer payments. Currently, Revolut is the fastest growing bank in Europe.</p>
</div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0 my-auto"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto my-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto mt-sm-1 mt-md-2 mt-lg-3" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/upgrade_logo.png" class="card-img-top mx-auto" style="max-width: 150px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2016</span></div>
<div class="col-6 text-center"><span>Funding: $142M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark"><p><span class="span_border"><a href="https://www.upgrade.com" target="_blank">Upgrade, Inc.</a></span> is an online lending platform that combines access to affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.</p></div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0 my-auto"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto my-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
<div class="card col-sm-8 col-md-6 col-lg-4 mx-sm-auto mt-sm-1 mt-md-2 mt-lg-3" style="border-radius: 0px !important; border: 1px solid rgba(0,0,0,0.05) !important;">
<div class="card-header d-flex align-items-center py-0 border-0" style="height: 175px; background-color: #fff;">
<img src="images/checkout.com_logo.png" class="card-img-top mx-auto" style="max-width: 250px;">
</div>
<div class="card-body d-flex flex-column text-justify py-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container">
<div class="row py-2 text-secondary" style="border-top: 1px solid rgba(0,0,0,0.05); border-bottom: 1px solid rgba(0,0,0,0.05);">
<div class="col-6 text-center" style="border-right: 1px solid rgba(0,0,0,0.05);"><span>Founded: 2012</span></div>
<div class="col-6 text-center"><span>Funding: $230M</span></div>
</div>
</div>
<div class="row px-2 pt-3 text-dark">
<p><span class="span_border"><a href="https://www.checkout.com" target="_blank">Checkout.com</a></span> is a provider of online payment solutions. Checkout.com solutions are built on proprietary technology and handle every part of the payment process, providing transparency across the entire payment value chain.</p>
</div>
</div>
<div class="card-footer border-0 bg-white pb-0" style="font-size: 0.8rem; line-height: 1.6rem;">
<div class="container px-2">
<div class="row px-0">
<div class="col px-0 my-auto"><span class="text-secondary">San Francisco, California, USA</span></div>
<div class="ml-auto my-auto"><button class="btn btn-sm btn-secondary rounded-0" data-toggle="modal" data-target=".modalUpgrade"><b>Learn more</b></button></div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>

<!-- Modals of 1st startup -->
<div class="modal fade modalUpgrade" tabindex="-1" role="dialog" aria-labelledby="modalUpgradeLabel" aria-hidden="true">
<div class="modal-dialog modal-lg">
<div class="modal-content">
<div class="modal-header">
<h5 class="modal-title" id="exampleModalCenterTitle">Upgrade, Inc.</h5>
<div class="ml-auto">
<span class="text-muted my-auto" style="font-size: 10pt;">Last updated on June 2nd, 2019</span>
<button type="button" class="close" data-dismiss="modal" aria-label="Close">
<span aria-hidden="true">&times;</span>
</button>
</div>
</div>
<div class="modal-body" style="line-height: 1.7rem; font-size: 0.9rem;">
<div class="container-fluid">
<div class="row">
<div class="col-md-12 col-lg-4 d-flex align-items-center">
<img src="images/upgrade_logo.png" class="card-img-top mx-auto" style="max-width: 200px;">
</div>
<div class="col-lg-8 mt-2 mt-lg-0">
<p>
<b>Description:</b> Consumer lending platform<br>
<b>Location:</b> San Francisco, California, USA<br>
<b>Funds raised:</b> $142M<br>
<b>Markets:</b> <span class="badge badge-primary">FinTech</span> <span class="badge badge-primary">Consumer Loans</span> <span class="badge badge-primary">Personal Finance</span><br>
<b>Website:</b> <a href="https://www.upgrade.com/" target="_blank">https://www.upgrade.com/</a><br>
<b>Executive team:</b> <span><a href="https://www.linkedin.com/in/renaudlaplanche/">Renaud Laplanche</a> (Co-founder & CEO)</span>, <span><a href="https://www.linkedin.com/in/jbogan5/">Jeff Bogan</a> (Co-founder & CFO)</span>, <span><a href="https://www.linkedin.com/in/visar-nimani-88a6641/">Visar Nimani</a> (Co-founder & CTO)</span>
</p>
</div>
</div>
<div class="container-fluid px-0">

<!-- modal navigation -->
<nav class="container-fluid px-0 mt-2" style="font-size: 15px !important;">
<div class="nav nav-tabs justify-content-around" id="nav-tab" role="tablist">
<a class="nav-item nav-link active" id="nav-overview-tab" data-toggle="tab" href="#nav-overview" role="tab" aria-controls="nav-overview" aria-selected="true">Overview</a>
<a class="nav-item nav-link" id="nav-product-tab" data-toggle="tab" href="#nav-product" role="tab" aria-controls="nav-product" aria-selected="false">Product(s)</a>
<a class="nav-item nav-link" id="nav-team-tab" data-toggle="tab" href="#nav-team" role="tab" aria-controls="nav-team" aria-selected="false">Team</a>
<a class="nav-item nav-link" id="nav-market-tab" data-toggle="tab" href="#nav-market" role="tab" aria-controls="nav-market" aria-selected="false">Market</a>
<a class="nav-item nav-link" id="nav-competitors-tab" data-toggle="tab" href="#nav-competitors" role="tab" aria-controls="nav-competitors" aria-selected="false">Competitors</a>
<a class="nav-item nav-link" id="nav-funding-tab" data-toggle="tab" href="#nav-funding" role="tab" aria-controls="nav-funding" aria-selected="false">Funding</a>
<a class="nav-item nav-link" id="nav-sources-tab" data-toggle="tab" href="#nav-sources" role="tab" aria-controls="nav-sources" aria-selected="false">Sources</a>
</div>
</nav>

<!-- modal content -->
<div class="tab-content" id="nav-tabContent">
<div class="tab-pane fade show active" id="nav-overview" role="tabpanel" aria-labelledby="nav-overview-tab">
<div class="row container px-2 py-4 mx-auto text-justify" style="font-size: 15px; line-height: 1.8rem;">
<p><b>Upgrade, Inc.</b> is an online consumer lending platform that provides access to credit products. The Company's main products are personal loans and personal credit lines. Upgrade also offers its customers tools for credit monitoring and financial education. The Company's business model revolves around acquiring customers and facilitating credit. All financial products obtained through the platform are originated by WebBank, a partner of Upgrade, given that the Company doesn't hold a banking license and, consequently, cannot issue the loans directly to its customers. Upgrade was founded in 2016 by Renaud Laplanche, Jeff Bogan, and Visar Nimani.</p>
<p>
As of October 2018, Upgrade had issued more than $1 billion in loans and counted with over 100.000 customers. The average loan size was around $10.000, with an average APR in the mid-teens. The Company had 300 employees at the time.
</p>
</div>
</div>
<div class="tab-pane fade" id="nav-product" role="tabpanel" aria-labelledby="nav-product-tab">
<div class="row container px-2 py-4 mx-auto text-justify" style="font-size: 15px; line-height: 1.8rem;">
<p><b>Upgrade</b> has <span class="span_border">two main products</span>: personal loans and personal credit lines. The Company also offers tools for credit monitoring and financial education.</p>
<p>The <span class="span_border">personal loans</span> are unsecured instalment loans with amounts ranging from $1,000 to $50,000. This product charges rates 7.99% to 35.89% (APR), which includes an origination fee ranging from 1.5% to 6%. Regarding the repayment period, the loans have terms of 36 or 60 months. The personal loans product is for customers looking to refinance credit cards, consolidate debt, make house improvements, or a major purchase. The loans don't have prepayment fees.</p>
<p>The <span class="span_border">personal credit line</span> charges similar rates of 6.49% to 35.89% (APR) with line amounts ranging from $500 to $50,000. The rate, line amount, and default term depend on maintaining a qualifying credit score, a customer's credit usage history, requested amount, among other facts. Personal credit lines are not charged origination fees.</p>
<p>In both products, the lowest rates require Autopay (automatically drawing the monthly payment from the customer's bank account). The rates can change if the customer makes a late payment or subsequent charges and fees are put on the loan.</p>
</div>
</div>
<div class="tab-pane fade" id="nav-team" role="tabpanel" aria-labelledby="nav-team-tab">
<div class="px-2 pt-4 container">
<p style="font-size: 15px; line-height: 1.8rem;">We found <span class="span_border1">6 members</span> of the management team of Upgrade:</p>
</div>
<div class="row container mx-auto px-4 py-2 text-justify mb-3" style="font-size: 15px; line-height: 1.8rem;">
<div class="mb-0"><span><b><a href="https://www.linkedin.com/in/renaudlaplanche/" target="_blank">Renaud Laplanche</a></b></span> <span class="pl-1" style="color: #666;">Co-Founder & CEO</span></div>
<div class="pt-2"><span>Renaud became a Co-Founder & CEO of Upgrade in August 2016. Previously, he was the Co-Founder & CEO of Lending Club, a P2P lending platform, for almost 10 years. In January 2000, Renaud was the Co-Founder & CEO of MatchPoint, which was acquired by Oracle in June 2005. He then spent 1 year working in product management for search technology at Oracle. Before entering the entrepreneurial path, Renaud worked at Cleary Gottlieb Steen & Hamilton as an associate from January 1995 to October 1999. Renaud Laplanche has a Master in Business Administration from HEC Paris and London Business School. Previously, he studied business and law and received a post-graduate degree in Tax and Corporate Law from Université de Montpellier.</span>
</div>
</div>
<hr class="mx-3">
<div class="row container mx-auto px-4 py-2 text-justify my-3" style="font-size: 15px; line-height: 1.8rem;">
<div class="mb-0"><span><b><a href="https://www.linkedin.com/in/jbogan5/" target="_blank">Jeff Bogan</a></b> <span class="pl-1" style="color: #666;">Co-Founder & CFO</span></div>
<div class="pt-2"><span>Renaud became a Co-Founder & CEO of Upgrade in August 2016. Previously, he was the Co-Founder & CEO of Lending Club, a P2P lending platform, for almost 10 years. In January 2000, Renaud was the Co-Founder & CEO of MatchPoint, which was acquired by Oracle in June 2005. He then spent 1 year working in product management for search technology at Oracle. Before entering the entrepreneurial path, Renaud worked at Cleary Gottlieb Steen & Hamilton as an associate from January 1995 to October 1999. Renaud Laplanche has a Master in Business Administration from HEC Paris and London Business School. Previously, he studied business and law and received a post-graduate degree in Tax and Corporate Law from Université de Montpellier.</span>
</div>
</div>
<hr class="mx-3">
<div class="row container mx-auto px-4 py-2 text-justify my-3" style="font-size: 15px; line-height: 1.8rem;">
<p class="mb-0"><span><b><a href="https://www.linkedin.com/in/visar-nimani-88a6641/" target="_blank">Visar Nimani</a></b> <span class="pl-1" style="color: #666;">Co-Founder & CTO</span><br>
<span>Helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing, and protecting give our more than half a million members fast access to tools to get their money right.</span>
</p>
</div>
<hr class="mx-3">
<div class="row container mx-auto px-4 py-2 text-justify my-3" style="font-size: 15px; line-height: 1.8rem;">
<p class="mb-0"><span><b><a href="https://www.linkedin.com/in/adelina-g-42baa223/" target="_blank">Adelina G.</a></b> <span class="pl-1" style="color: #666;">Co-Founder & Head of Investor Group</span><br>
<span>Helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing, and protecting give our more than half a million members fast access to tools to get their money right.</span>
</p>
</div>
<hr class="mx-3">
<div class="row container mx-auto px-4 py-2 text-justify my-3" style="font-size: 15px; line-height: 1.8rem;">
<p class="mb-0"><span><b><a href="https://www.linkedin.com/in/leanidmokin/" target="_blank">Leanid Mokin</a></b> <span class="pl-1" style="color: #666;">VP of Technology Operations</span><br>
<span>Helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing, and protecting give our more than half a million members fast access to tools to get their money right.</span>
</p>
</div>
<hr class="mx-3">
<div class="row container mx-auto px-4 py-2 text-justify my-3" style="font-size: 15px; line-height: 1.8rem;">
<p class="mb-0"><span><b><a href="https://www.linkedin.com/in/cliffgoldstein/" target="_blank">Cliff Goldstein</a></b> <span class="pl-1" style="color: #666;">Director of Partnerships</span><br>
<span>Helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing, and protecting give our more than half a million members fast access to tools to get their money right.</span>
</p>
</div>
</div>
<div class="tab-pane fade" id="nav-market" role="tabpanel" aria-labelledby="nav-market-tab">
<div class="row container px-2 py-4 mx-auto text-justify" style="font-size: 15px; line-height: 1.8rem;">
<p><b>Upgrade, Inc.</b> is an online consumer lending platform that provides access to credit products. The Company's main products are personal loans and personal credit lines. Upgrade also offers its customers tools for credit monitoring and financial education. The Company's business model revolves around acquiring customers and facilitating credit. All financial products obtained through the platform are originated by WebBank, a partner of Upgrade, given that the Company doesn't hold a banking license and, consequently, cannot issue the loans directly to its customers. Upgrade was founded in 2016 by Renaud Laplanche, Jeff Bogan, and Visar Nimani.</p>
<p><b>Upgrade, Inc.</b> is an online consumer lending platform that provides access to credit products. The Company's main products are personal loans and personal credit lines. Upgrade also offers its customers tools for credit monitoring and financial education. The Company's business model revolves around acquiring customers and facilitating credit. All financial products obtained through the platform are originated by WebBank, a partner of Upgrade, given that the Company doesn't hold a banking license and, consequently, cannot issue the loans directly to its customers. Upgrade was founded in 2016 by Renaud Laplanche, Jeff Bogan, and Visar Nimani.</p>
<p><b>Upgrade, Inc.</b> is an online consumer lending platform that provides access to credit products. The Company's main products are personal loans and personal credit lines. Upgrade also offers its customers tools for credit monitoring and financial education. The Company's business model revolves around acquiring customers and facilitating credit. All financial products obtained through the platform are originated by WebBank, a partner of Upgrade, given that the Company doesn't hold a banking license and, consequently, cannot issue the loans directly to its customers. Upgrade was founded in 2016 by Renaud Laplanche, Jeff Bogan, and Visar Nimani.</p>

</div>
</div>
<div class="tab-pane fade pb-4" id="nav-competitors" role="tabpanel" aria-labelledby="nav-competitors-tab">
<div class="px-0 pt-4 container">
<p style="font-size: 16px; line-height: 1.8rem;">We found <span class="span_border1">5 competitors</span> of Upgrade:</p>
</div>
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2">
<div class="row">
<div class="col-4">
<b>SoFi</b>
</div>
<div class="col-8 text-right">
<span class="badge badge-primary">FinTech</span> <span class="badge badge-primary">Consumer Loans</span> <span class="badge badge-primary">Personal Finance</span>
</div>
</div>
</div>
<div class="border-bottom px-3 py-2">Upgrade, Inc. is an online lending platform that combines access to affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.</div>
<div class="px-3 row py-1">
<div class="col-lg-6"><span><b>Location: </b></span><span>San Francisco, California, USA</span></div>
<div class="col-lg-4"><span><b>Founded: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-2 text-lg-center"><a href="https://www.sofi.com/" target="_blank">Website</a></div>
</div>
</div>
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2">
<div class="row">
<div class="col-4">
<b>UpStart</b>
</div>
<div class="col-8 text-right">
<span class="badge badge-primary">FinTech</span> <span class="badge badge-primary">Consumer Loans</span> <span class="badge badge-primary">Personal Finance</span>
</div>
</div>
</div>
<div class="border-bottom px-3 py-2">Upgrade, Inc. is an online lending platform that combines access to affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.</div>
<div class="px-3 row py-1">
<div class="col-lg-6"><span><b>Location: </b></span><span>San Francisco, California, USA</span></div>
<div class="col-lg-4"><span><b>Founded: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-2 text-lg-center"><a href="https://www.sofi.com/" target="_blank">Website</a></div>
</div>
</div>
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2">
<div class="row">
<div class="col-4">
<b>MoneyLion</b>
</div>
<div class="col-8 text-right">
<span class="badge badge-primary">FinTech</span> <span class="badge badge-primary">Consumer Loans</span> <span class="badge badge-primary">Personal Finance</span>
</div>
</div>
</div>
<div class="border-bottom px-3 py-2">Upgrade, Inc. is an online lending platform that combines access to affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.</div>
<div class="px-3 row py-1">
<div class="col-lg-6"><span><b>Location: </b></span><span>San Francisco, California, USA</span></div>
<div class="col-lg-4"><span><b>Founded: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-2 text-lg-center"><a href="https://www.sofi.com/" target="_blank">Website</a></div>
</div>
</div>
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2">
<div class="row">
<div class="col-4">
<b>UpStart</b>
</div>
<div class="col-8 text-right">
<span class="badge badge-primary">FinTech</span> <span class="badge badge-primary">Consumer Loans</span> <span class="badge badge-primary">Personal Finance</span>
</div>
</div>
</div>
<div class="border-bottom px-3 py-2">Upgrade, Inc. is an online lending platform that combines access to affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.</div>
<div class="px-3 row py-1">
<div class="col-lg-6"><span><b>Location: </b></span><span>San Francisco, California, USA</span></div>
<div class="col-lg-4"><span><b>Founded: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-2 text-lg-center"><a href="https://www.sofi.com/" target="_blank">Website</a></div>
</div>
</div>
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2">
<div class="row">
<div class="col-4">
<b>SoFi</b>
</div>
<div class="col-8 text-right">
<span class="badge badge-primary">FinTech</span> <span class="badge badge-primary">Consumer Loans</span> <span class="badge badge-primary">Personal Finance</span>
</div>
</div>
</div>
<div class="border-bottom px-3 py-2">Upgrade, Inc. is an online lending platform that combines access to affordable credit products with free credit education tools to help people understand their credit potential and achieve more affordable credit in the long run.</div>
<div class="px-3 row py-1">
<div class="col-lg-6"><span><b>Location: </b></span><span>San Francisco, California, USA</span></div>
<div class="col-lg-4"><span><b>Founded: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-2 text-lg-center"><a href="https://www.sofi.com/" target="_blank">Website</a></div>
</div>
</div>
</div>
<div class="tab-pane fade" id="nav-funding" role="tabpanel" aria-labelledby="nav-funding-tab">...</div>
<div class="tab-pane fade pb-4" id="nav-sources" role="tabpanel" aria-labelledby="nav-sources-tab">
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2"><span><b>Title: </b></span><span>Upgrade, the newest lending startup of Lending Club founder Renaud Laplanche, has raised $62 million in Series C funding</span></div>
<div class="px-3 row py-1">
<div class="col-lg-5"><span><b>Source: </b></span><span><i>TechCrunch</i></span></div>
<div class="col-lg-4"><span><b>Date: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-3 text-lg-right"><a href="https://techcrunch.com/2018/08/23/upgrade-the-newest-lending-startup-of-lending-club-founder-renaud-laplanche-has-raised-62-million-in-series-c-funding/">Go to the source</a></div>
</div>
</div>
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2"><span><b>Title: </b></span><span>Upgrade, the newest lending startup of Lending Club founder Renaud Laplanche, has raised $62 million in Series C funding</span></div>
<div class="px-3 row py-1">
<div class="col-lg-5"><span><b>Source: </b></span><span><i>TechCrunch</i></span></div>
<div class="col-lg-4"><span><b>Date: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-3 text-lg-right"><a href="https://techcrunch.com/2018/08/23/upgrade-the-newest-lending-startup-of-lending-club-founder-renaud-laplanche-has-raised-62-million-in-series-c-funding/">Go to the source</a></div>
</div>
</div>
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2"><span><b>Title: </b></span><span>Upgrade, the newest lending startup of Lending Club founder Renaud Laplanche, has raised $62 million in Series C funding</span></div>
<div class="px-3 row py-1">
<div class="col-lg-5"><span><b>Source: </b></span><span><i>TechCrunch</i></span></div>
<div class="col-lg-4"><span><b>Date: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-3 text-lg-right"><a href="https://techcrunch.com/2018/08/23/upgrade-the-newest-lending-startup-of-lending-club-founder-renaud-laplanche-has-raised-62-million-in-series-c-funding/">Go to the source</a></div>
</div>
</div>
<div class="px-0 container text-justify border rounded mt-4">
<div class="border-bottom px-3 py-2"><span><b>Title: </b></span><span>Upgrade, the newest lending startup of Lending Club founder Renaud Laplanche, has raised $62 million in Series C funding</span></div>
<div class="px-3 row py-1">
<div class="col-lg-5"><span><b>Source: </b></span><span><i>TechCrunch</i></span></div>
<div class="col-lg-4"><span><b>Date: </b></span><span>August 23rd, 2018</span></div>
<div class="col-lg-3 text-lg-right"><a href="https://techcrunch.com/2018/08/23/upgrade-the-newest-lending-startup-of-lending-club-founder-renaud-laplanche-has-raised-62-million-in-series-c-funding/">Go to the source</a></div>
</div>
</div>
</div>
</div>

</div>
<div class="modal-footer px-0 row">
<button type="button" class="btn btn-secondary" style="font-weight: 600;" data-dismiss="modal">Close</button>
<div class="ml-auto">
<a href="#"><button type="button" class="btn btn-outline-primary mr-auto" style="font-weight: 600;">Bookmark</button></a>
<a href="The-20-Reasons-Startups-Fail.pdf" target="_blank"><button type="button" class="btn btn-primary mr-auto" style="font-weight: 600;">Open in PDF format</button></a>
</div>
</div>
</div>
</div>
</div>
</div>
</div>

<!-- footer -->
<footer style="background-color: #fff;">
<div class="container-fluid mt-5" style="line-height: 2.5rem; font-size: 0.9rem; border-top: 2px solid rgba(0,0,0,0.05) !important;">
<ul class="list-inline row text-dark justify-content-end my-0">
<li class="list-item px-3">
<a href="#" class="text-dark">FAQ</a>
</li>
<li class="list-item px-3">
<a href="#" class="text-dark">About Us</a>
</li>
<li class="list-item px-3">
<a href="#" class="text-dark">Privacy</a>
</li>
<li class="list-item px-3">
<a href="#" class="text-dark">Terms</a>
</li>
<li class="list-item px-3">
<a href="#" class="text-dark">Contact</a>
</li>
</ul>
</div>
</footer>

<!-- Optional JavaScript -->
<!-- jQuery first, then Popper.js, then Bootstrap JS -->
<script src="script.js"></script>
<script src="https://code.jquery.com/jquery-3.3.1.slim.min.js" integrity="sha384-q8i/X+965DzO0rT7abK41JStQIAqVgRVzpbzo5smXKp4YfRvH+8abtTE1Pi6jizo" crossorigin="anonymous"></script>
<script src="https://cdnjs.cloudflare.com/ajax/libs/popper.js/1.14.7/umd/popper.min.js" integrity="sha384-UO2eT0CpHqdSJQ6hJty5KVphtPhzWj9WO1clHTMGa3JDZwrnQq4sF86dIHNDz0W1" crossorigin="anonymous"></script>
<script src="https://stackpath.bootstrapcdn.com/bootstrap/4.3.1/js/bootstrap.min.js" integrity="sha384-JjSmVgyd0p3pXB1rRibZUAYoIIy6OrQ6VrjIEaFf/nJGzIxFDsf4x0xIM+B07jRM" crossorigin="anonymous"></script>
</body>
</html>
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421
422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
498
499
500
501
502
503
504
505
506
507
508
509
510
511
512
513
514
515
516
517
518
519
520
521
522
523
524
525
526
527
528
529
530
531
532
533
534
535
536
537
538
539
540
541
542
543
544
545
546
547
548
549
550
551
552
553
554
555
556
557
558
559
560
561
562
563
564
565
566
567
568
569
570
571
572
573
574
575
576
577
578
579
580
581
582
583
584
585
586
587
588
589
590
591
592
593
594
595
596
597
598
599
600
601
602
603
604
605
606
607
608
609